Legal Disclaimer

Views expressed are opinions. Not responsible for other's views, opinions, comments, or statements of fact.

Now that the legal mumbo jumbo is outta the way...

Friday, August 14, 2009

Em's Town Hall Discussion #1

Today (Saturday) we will cover the proposal listed below. I have posted the links below, they will open in a new tab or window. Have also inserted the Short Summary Text but the others are a bit long to post here. Not as long as the House Bill! PLEASE feel free to post questions or comments. If I or any one else here can't answer your question we'll see if we can't find someone who can.

If you do not feel comfortable posting in this public forum you can email your questions or comments to **** . (revised due to abuse)

H.R. 2520 Patients Choice Act (authored by Rep. Paul Ryan (R) of Wisconsin)

Short Summary

Patients’ Choice Act
May 2009
The Patients’ Choice Act transforms health care in America: strengthening the relationship between the patient and the doctor; using the forces of choice and competition rather than rationing and restrictions to contain costs; and ensuring universal, affordable health care for all Americans.

Preventing Disease and Promoting Healthier Lifestyles
Each year, five chronic diseases (heart disease, cancer, stroke, chronic obstructive pulmonary disease, and diabetes) cause two‐thirds of American deaths; treatment of these largely preventable diseases makes up 75 percent of total health care expenditures. Critical investments in public health and disease prevention will go a long way in restraining health care costs and improving the quality of Americans’ lives. The Patient’s Choice Act of 2009 would:

• Encourage increased coordination of federal prevention efforts and bring long‐overdue accountability to these programs
• Require CDC to undertake a national campaign highlighting science‐based health promotion strategies

• Equip recipients of Supplemental Nutritional Benefits with easily understandable information about nutritious food options and target the use of food stamps to healthy food choices
• Invest $50 million annually for increased vaccine availability and bonus grants to states that achieve 90 percent or greater coverage of CDC‐recommended vaccines
• Provide incentives for states to reduce rates of chronic disease like heart disease and diabetes


Creating Affordable and Accessible Health Insurance Options
Our health care system should be easier to navigate and provide integrated care in a more equitable manner. A vibrant market for health insurance that is consistent and fair will allow all Americans access to health coverage. The Patient’s Choice Act of 2009 would encourage states to establish rational and reasonable consumer protections, including the following:

• Creates State Health Insurance Exchanges to give Americans a one‐stop marketplace to compare different health insurance policies and select the one that meets their unique needs
• Gives Americans the same standard health benefits as Members of Congress, so all Americans have a wide range of choices
• Protects the most vulnerable Americans to ensure that no individual would be turned down by a participating Exchange insurers based on age or health
• Creates a non‐profit, independent board to risk adjust among participating insurance companies to penalize companies that “cherry pick” health patients and reward insurers that encourage prevention/wellness and cover patients with pre‐existing conditions
• Helps States expand coverage through auto‐enrollment at state and medical points of service, for individuals who do not select a plan at the beginning of the year
• Gives states the ability to band together in regional pooling arrangements, as well as the creation of robust high risk pools, reinsurance markets, or risk adjustment mechanisms to cover those deemed ‘uninsurable’

Equalizes the Tax Treatment of Health Care, Empowering All Americans with Real Access to Coverage
Economic analysts across the political divide agree that the tax code is stacked in favor of the wealthy and those who get their health coverage through their employers, discriminating against the self‐employed, the unemployed, and small businesses. The Patients’ Choice Act of 2009 would restore fairness in the tax code and give every American, regardless of employment status, the ability to purchase health insurance by:

• Providing an advanceable and refundable tax credit of $2,300 per individual or $5,700 per family

• Improving the operation of Health Savings Accounts [HSAs] by allowing health insurance premiums to be paid with HSAs without a tax penalty
• Allowing preventative services to be covered by High Deductible Health Plans
• Increasing the amount of money an HSA owner may annually contribute to their account

Modernizing the Medicaid Benefit and Protecting Medicare Beneficiary Choice
The health security for low‐income families and American seniors is threatened by the outdated formulas and exploding costs of Medicaid and Medicare. These vital programs require significant reforms to better balance value for those beneficiaries in greatest need and protection for U.S. taxpayers. The Patients’ Choice Act would make important improvements to both programs without limiting eligibility or benefits by:

• Integrating low‐income families with dependent children into higher‐quality private plans through direct assistance
• Removing the stigma of Medicaid and providing access to the same coverage options available to all Americans
• Realigning responsibility between federal and state governments in order to better coordinate benefits by requiring the Medicare program to assume Medicaid responsibility of premiums, cost‐sharing, and deductibles for low‐income seniors
• Rebalancing long‐term care services to ensure choice between institutionalized and home‐based care
• Empowering Medicare beneficiaries with more choices and more power by reforming Medicare Advantage
• Allowing for the creation of Medicare Accountable Care Organizations that would improve payment to physicians, hospitals, pharmacists, and nurses for demonstrable improvements in quality and patient satisfaction while reducing costs
• Requiring wealthy Medicare beneficiaries to contribute a little more for their care under Medicare Part D

Ensuring Compensation for Injured Patients
Our current legal system does a poor job at compensating patients for medical mistakes in a fair and efficient manner. Instead of nurturing an environment where medical professionals can openly learn from their mistakes, our legal system often forces doctors and patients into contentious courtroom disputes. The Patients’ Choice Act would reform this broken system that helps drive health care costs out of control by:

• Encouraging states to adopt a number of legal alternatives entirely run by the state that would include the establishment of expert medical panels to resolve disputes, creation of health courts, or a combination of both

Establishing Transparency in Health Care Price and Quality
For a vibrant health care market to function properly, patients must know what services cost and who provides the best service. Uniform and reliable measures of reporting quality and price information should be designed by the stakeholders in health care rather than the heavy‐hand of government. The Patients’ Choice Act would bring this much needed transparency into the health care market by:

• Creating a Healthcare Services Commission that relies on a public/private partnership to enhance the quality, appropriateness and effectiveness of health care services through the publication and enforcement of quality and price information
• Empowering the private sector – rather than Washington bureaucrats – to set standards on price and quality with the input from all major stakeholders in health care, as well as the general public
• Ensuring that measures of effectiveness keep pace with innovation

Long Summary

Q&A

Text of Legislation

11 comments:

ladynurse4 said...

A question for Neil Bortz - Please explain that portion of the health cares bills (senate and house versions) the government's power and authority to monitor and inspect children, even going into the homes of parents. Also, do the bills allow for making determinations regarding the childrens' mental health which could allow the government to restrict the childrens' participation in things like Boy Scouts, private Christian schooling, and being required by their parents to attend church?

Robert From Texas

Auntie Em said...

Hi Robert! First, I have to thank your wonderful wife Barbara for sending me the info on this first plan we are reviewing.

As far as getting an answer from Boortz himself I would be shocked and pleased if he himself even knew about my little blog! LOL

But we may have some of his posters show up.

I have read the children/home visits portion of the House bill (link to the top right). It is one of those infamously vague writings, not clear as to whether it will be mandatory or voluntary. So many of the "directives" (Atlas readers will love that) are deliberately vague. On the premise that once the legislation is passed, then the committee's in charge will determine the details. THAT is where it could get dicey. "Supposedly" this portion is to help those parents having difficulties with newborns or children with health issues. Good intent maybe. But we all know about good intentions gone wrong.

I haven't seen myself anything about restricting participation in Boy Scouts, etc., but that does sound like a treaty proposal being discussed. That is an international agreement which is indeed scary. I'll see if I can round up info and we can have a later discussion.

Anyone out there see where I've given Robert bad info, please speak up!

Thanks for you question Robert.

Auntie Em said...

The Child Visitation portion begins in the House bill on page 837.

I don't see any such Government home visitation wording in Rep. Ryan's plan.

Auntie Em/Libertarian Woman said...

Morning ya'll. Got your posters and bull horns ready? Shout all you want you astroturfers!!! Cause - I can't hear youuuuuu.

Have you been reading this bill? I like the emphasis on prevention. And targeting food stamps to healthy options I hope will include some fraud prevention so they are not using these food stamps for beer and cigs, which I have seen! Lots of savings available in that department to use.

Auntie Em/Libertarian Woman said...

Come on guys, need more input here!

Auntie Em/Libertarian Woman said...

It SEEMS that the administration may be backing down on their insistance for a public option (Government Care). I don't trust that but we'll see. Check out www.drudgereport.com

LiberalHater said...

So, Obama is backing off of the public option now (at least that's what his staff is saying). He wants a Co-Op Plan. I haven't read that one, but would guess it still has government mandates and is a fascist form of healthcare since the government doesn't own, but controls the system.

tshirt doctor said...

i think that their HSA is right on the money. why hasn't that been talked about? oh, i forgot, that would leave too much power in the hands of the patients.

Auntie Em/Libertarian Woman said...

It's amazing the stuff that is not being discussed.

I'm going to find the "Co-op" plan and put it up next.

LiberalHater said...

So, now Obama is backing off of his backing off, LOL

Auntie Em/Libertarian Woman said...

ow ouch LOL!!! OUCH that hurts, don't make me laugh!